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Mortgages
Why use a mortgage broker?
Getting a mortgage is one of the most important financial
decisions you will take in your lifetime. There are many mortgage
products to choose from and not all will suit your personal
circumstances. That's why you need advice from a qualified
mortgage broker who has access to a wide range of mortgage deals
including some mortgage products which are not generally available
to the public directly.
Make the right decision and fill out the form to be put in
contact with a qualified mortgage broker.
Mortgage Basics
Which Mortgage is Right for You?
Taking out a mortgage is probably the biggest financial
undertaking you will ever make. Naturally, you will want to know
which mortgages are the best ones. Happily, there is plenty of
choice in the UK mortgage market, but with thousands of deals on
offer, identifying which mortgage is best for you can be
difficult.
A financial adviser or mortgage broker can quickly scour
the market and find out which mortgage is the most appropriate,
given your financial circumstances, plans, attitude to risk and
other preferences.
Learn about Mortgages
Whether you are a first-time buyer, looking to remortgage or a
home mover, this website provides a wealth of information on the
different mortgage types available, so it's a good place to start
to learn about mortgages.
Mortgage Types
The majority of mortgage types in the UK tend to be fixed
rates and discounted mortgages (source Trigold), and we take you
through the pros and cons of these and the other mortgages on
the market.
It is also important for you to understand the difference
between repayment (or capital and interest) mortgages, and what
mortgage type is best for you. |
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Please ask for a personalised illustration.
*These products and services are generally not regulated
by the Financial Services Authority. |
You can pay for our services by fee only. In these circumstances,
a typical fee is 1% of the loan payable on application . We would
then pay to you the fee we receive from the lender. Alternatively,
you can choose to pay no fee and we will retain the fee received
from the lender. With this option a typical fee would be 0% of the loan.
The precise amount will depend on your circumstances.
For more information or to discuss your particular
requirement, click here to contact us.
Your home may be repossessed if you do not keep up repayments on your
mortgage |
Bobby Marno trading as Black Pearl Finance is an
Appointed Representative of First Complete Ltd
which is authorised and regulated
by the Financial Services Authority. |
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