Black Pearl Property & Finance
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Black Pearl Property & Finance
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Black Pearl - MortgagesMortgages

Why use a mortgage broker?
Getting a mortgage is one of the most important financial decisions you will take in your lifetime. There are many mortgage products to choose from and not all will suit your personal circumstances. That's why you need advice from a qualified mortgage broker who has access to a wide range of mortgage deals including some mortgage products which are not generally available to the public directly.

Make the right decision and fill out the form to be put in contact with a qualified mortgage broker.

Mortgage Basics
Which Mortgage is Right for You?

Taking out a mortgage is probably the biggest financial undertaking you will ever make. Naturally, you will want to know which mortgages are the best ones. Happily, there is plenty of choice in the UK mortgage market, but with thousands of deals on offer, identifying which mortgage is best for you can be difficult.

A financial adviser or mortgage broker can quickly scour the market and find out which mortgage is the most appropriate, given your financial circumstances, plans, attitude to risk and other preferences.

Learn about Mortgages
Whether you are a first-time buyer, looking to remortgage or a home mover, this website provides a wealth of information on the different mortgage types available, so it's a good place to start to learn about mortgages.

Mortgage Types
The majority of mortgage types in the UK tend to be fixed rates and discounted mortgages (source Trigold), and we take you through the pros and cons of these and the other mortgages on the market.

It is also important for you to understand the difference between repayment (or capital and interest) mortgages, and what mortgage type is best for you.
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* * Interest-Only / Repayment Mortgages
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* * First Time Buyers
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* * About Remortgages
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* * *Buy to Let Mortgages
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* * Self Employed Mortgages
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* * Self Build Mortgages
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Please ask for a personalised illustration.

*These products and services are generally not regulated by the Financial Services Authority.

You can pay for our services by fee only. In these circumstances, a typical fee is 1% of the loan payable on application . We would then pay to you the fee we receive from the lender. Alternatively, you can choose to pay no fee and we will retain the fee received from the lender. With this option a typical fee would be 0% of the loan. The precise amount will depend on your circumstances.

For more information or to discuss your particular requirement, click here to contact us.

Your home may be repossessed if you do not keep up repayments on your mortgage

Bobby Marno trading as Black Pearl Finance is an Appointed Representative of First Complete Ltd which is authorised and regulated by the Financial Services Authority.
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